Financial planning in Launceston

Josh and Michael cover what it looks like to supercharge your 40’s and 50’s to maximise your financial position in this life stage.

Josh and Michael share the next steps in your setting up your career and having conversations around money as a couple.

Laying financial foundations from a young age. The strategies that set you up for future success.

Josh and Michael discuss the key questions that transform your financial plan.

Josh and Michael discuss their top tips to prepare you for the end of financial year.

Josh and Michael recap the Federal Budget for 2025.

Josh and Michael discuss how to effectively use salary packaging including vehicles, mortgages, superannuation and benefits for government and not-for-profit employees.

Josh and Michael discuss types of debt in wealth building - mortgages, tax tips and when to pay off debt.

Josh and Michael recap the latest RBA interest rate changes.

Where should we begin with a household budget? Josh and Michael chat about this topical question and provide professional insights.

Should you prioritise paying off your mortgage or put the extra funds into super? Andrew and Michael chat about this topical question and provide professional provide insights!

Salary sacrifice is a great long-term strategy for flow-on financial impact. It can help fund insurances, contribution splits to your spouse, effectively moves money from a high-tax to a low-tax environment and sets you up for retirement.

Andrew and Michael unpack superannuation fundamentals to get your super on the right track.

Exhausted from all that’s happening? This is our last blog post for 2020. We really hope you’ve enjoyed what we’ve provided to you throughout this year. Where should we start with our financial decisions after a year like 2020?

Given the events of 2020, no one really knows what the lasting economic impact of the Coronavirus will be, however the new world will not be like the old world. We will need rethink our approach when it comes to our finances and investments.

The earlier you can sort out super, the better. If you set yourself up with a healthy account now, your future superannuation balance is looking a lot brighter.

What is wealth creation and how do we make the best of the income we have, whilst ensuring we reduce our expenses?

Before you get life insurance, talk through these 6 questions with your financial adviser. That way you'll have a clear picture of what you're buying and what kind of cover you can expect…

This year’s tax return might look a little different… Working from home, Job Keeper, Job Seeker etc. What can and can’t you be claiming? Read the following 6 steps to ensure you’ve covered all areas of your taxable income before hitting that send button.

As the financial year ends, there is a super splitting strategy that happy couples can consider. Superannuation members could use something known as ‘contribution splitting.’ Contribution splitting is where one member of a couple transfers some of their benefits into their spouse’s super account.

Andrew discusses stock market trends over the last 20 years and the state of the market right now.

There are just a few more sleeps before the end of the financial year. So, while there’s not a lot of time, there is some time. Here is our to-do list of essential items to tick off before June 30. Many of these things have bits that need to be ticked off.

In recent weeks we have discussed various Commonwealth responses to the Coronavirus. One response that has received relatively little ‘airtime’ is the announcement that people drawing account-based pensions from their super fund can reduce the amount they must withdraw in this and the coming financial year.

It has been a while since we spoke about property – there have perhaps been other more pressing things to discuss. But property is still very much worth thinking about.

Andrew and Michael go back to basics and explain all things Shares and Stock Markets and the impact of those during COVID-19.

Amid the raft of measures announced by the Commonwealth Government last month, one of the more contentious was the decision to allow limited access to superannuation benefits to people who are ‘under-age.’…

Legislation passed in February 2019 has led to superannuation funds sending out letters to those with accounts which hold valuable personal insurance and have not received a contribution to the fund since October 2018.

Perhaps the most famous black swan event was the Global Financial Crisis, which essentially stemmed from a collapse in domestic American house prices in the late 2000s.

Legislation passed in February 2019 has led to superannuation funds sending out letters to those with accounts which hold valuable personal insurance and have not received a contribution to the fund since October 2018.